[Plans A-Z]

I'm in PA. Again, thanks for getting back.

I called again later today and spoke with another woman, asking her if this was a good option ( whatever it was) or is repayment over 6 months better to stop the foreclosure.
She told me what they were trying to set up was called Homesaver Advantage or Advance I don't remember. It is basically a third party that works with Countrywide and they pay Countrywide what I owe in late payments then I pay the third party. She said it should be all said and done in a month ( setting up) and that we are currently not in foreclosure but since our letter expired Oct 2 she said proceedings can start "anytime". She also said I would be getting papers in the mail to sign to set this up and didn't think I would get a phone call.
Since this takes 30 days, I wonder if I should bother seeing I feel I can catch up in 30 days.

So all in all I feel better, I'll wait and see what comes in the mail.

Hope this thread helps some other people with questions about this Act 91 letter. I did a search and found no other threads addressing it. I am not sure if others are calling it something different. I would just think other people would have gotten this letter too.

Thanks!!