[Plans A-Z]

Cat, thanks for getting back to my posts. It's nice to have some one to "talk" to about this!!

So I called (!!!!) today and got a nice lady, Cherise. Took some info from me, I had said I could catch up by the end of the month and is that possible etc or will my payments be refused and she said she had to take this info from me and see what they could do. I did say I didn't want to do a repayment and spread out the debt over 6 months. But in the end, it didn't end up like I wanted. She said I prequalified for some loan assistance but I would have to wait for someone to call me back, go over more stuff, not sure what, and then I would accept it and the could help me get current. This process she said takes 30-45 days. So of course my question was what happens with the foreclosure? And she said all proceediings continue until the loan is current.
Isn't setting some plan up with me showing I intend to pay and thus hold off the proceedings? I mean 2 more months of this? Plus she didn't know when someone would get back to me.
I asked if I could keep making payments and that my last one hasn't posted and she said they can't tell me not to make payments but they will be held until a full months amount has been received.

Have I helped my situation at all here? My intent was to stop the process of foreclosure and continue to catch up but it looks like that isn't happening.

If I do catch up by the end of this month, will that stop the proceedings?

Should I call back and try another route, like a repayment program? Last time I was on one no one had to call me back, the rep did it right then and there when I called in. So I'm thinking they are doing something else with me.

How long till the sherrif shows up with papers!!??? That's what I really am dreading!! Explaining to the neighbors what that was about!!!
Anyone that can calm me down, please feel free to do so. I appreciate your responses Cat.