Welcome to the forum, is yours a VA Loan.? That is what mine was. They had me on a repayment plan that I couldn't afford. Went up over 120. per month. What I did was followed the advice on this forum, advice from the VA(contacted hope Now-they submitted all the financial info) AND FAXED documents for 3 weeks before they received them all. This process took 3 months. What was the result? All the past due-over $4000.00 put to the end-another 2 months of no payments-and an increase of 22.00 a month. Keep us posted-there should be other members along shortly with other helpful info. Wells Fargo is very difficult to work with.
Good LUck
