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Old 01-13-2008, 11:12 AM   #11 (permalink)
elpjohnson
Successful Homeowner / Loan Safe Guide
  
 
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Re: Who is elligible for a loan modification?

I know....it seems so stupid that the lender wouldn't want to help you if you were in a deficit situation. BUT that is what my lender told me. When I originally submitted my financials I was something like -$87.00 and they said they couldn't help me so I revised my financials and I am now $158 surplus. Maybe you should try to contact 995-HOPE and do a counseling session with them. Who knows? Maybe they can help.

Hope this helps you.
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Erika

10 Month Success Story With Option One.
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