[yaya01]

This week we put the house on the market. We decided to list it for 30 days at a price that would cover the first, second and realtor's commision. If nothing happens in 30 days then we will reduce the price substantially. I don't think it is going to sell but just using it as a negotiation tool.

I also spoke with a bankruptcy attorney here in Las Vegas and discussed filing Chapter 13 to strip the 2nd. It can be done and it is an option but the attorney told me to wait until congress passes (or not) the bail out bill which includes some backruptcy stuff.

I have started to get the automated calls from Countrywide regarding my payment being late. I simply hung up and will wait until I get the call from a human being.

I sent my hardship letter to Countrywide to the e-mail addresses that *** has listed. Got Delivery Failure for Zach Harrod, David Bigelow and Chris Oltmann. All others have gone through. The next step is to send the letter to Wamu but I don't know what would happen since the JP Morgan take over. I have my personal and business accounts with Wamu as well. The letter will be slightly different since I will tell them I have put the house for sale and in the event of a short sale they most likely will get nothing since it would not even cover the first. I will also tell them I am considering Chapter 13 and to negotiate with me now and avoid lenghty litigation. Will see what happens.

Does anyone have a list of e-mails for Wamu or should I just send it via fax?

Thank you and good luck to everyone that's going through this.