Thanks! That sounds about right. I showed an overage of $198.00 for both Chase and Litton and was approved on both. Litton took a little longer but nothing compared to some of the other stories on here!
The reduced my rate from 11.75% to 8% and instead of a 15 year balloon. I am 2 years into a 15 year note with a lower payment and paying principal and interest.
I did have to pay a $435.00 processing fee but that was no big deal in the long run. I still cant believe the great deals I got from both. I actually smile when I make my payments on my home.
If you need any other help please do not hesitate to ask! Good luck to you and keep us posted!