[Moe Bedard]

bongocheetah,

Welcome to the forum and thank you for joining................

You "short sale expert" needs to negotiate that for you.............and they can do that............either that with the short sale the debt will be settled in full without deficiency, or to try to negotiate a promissory note for a settled agreed upon amount, again without a deficiency and reporting to the credit bureaus as debt settled in full.................