[dontwantthehouse]

ah, yes, the attorney deal---this is our other "what to do" hurdle. Sounds like that may be the route we have to take.

OR have homeowners ever tried to do it on their own first and if it doesn't work out get an attorney to step in?

And one more thing, I was told that you can request the lender to sign off on something stating to the effect that they would not go after you for a deficiency but that can be just luck of the draw if they actually grant that.