[hightower]

Oh and one more question...Our first payment is due on Oct. 1st. we will be using the Sept. and Oct. regular payments to make the down payments which means we won't have an additional payment by the 1st of October without putting us behind of everything else. Is it feasible for us to ask that they give us until the first of Nov. for the first payment or would that mean re-writing the entire agreement? I've noticed that other member posting here have gotten 2 mos. grace period before their first payments were due. I realize that each persons circumstances and lenders/investors requirements are different but looking for some guidance on this. While I truly feel that the interest rate on the first loan is ridiculously high it is fixed and we can re-fi down the road.