[elpjohnson]

**Small Update**

So, they hadn't posted my payment of $5034 to the principal balance yet so I decided to have it be my first mod payment instead (October) so I wouldn't have to go through the whole certified funds bs.....they are going to post the $4213.83 to my payment and $584 to my escrow shortage and the rest to principal....I know it's not much to the principal balance but at least I'm going 2 full months without paying a mortgage payment....and that is great in my book. I'm going to take that money and start paying off some small credit cards so I can bring our credit scores up to the 700's so we can get ourselves out of debt totally in a few years....at least that's the plan! So far so good and we are so happy this is OVER!!!!