| Re: New Member from Las Vegas Hi yaya01,
Welcome to the forum and thank you for joining.................
You would need to start by putting together a hardship letter, there are examples in the Homeowner Tool Box to the left of the forum............then you will have to see what options the investor on your loan would offer........
Most investors do require the small surplus left at the end of the month...........so the counselor was correct when they informed you of that............but you will have to see what they say.............
In a situation like this, the second will usually want to see what the first is going to do............so you might need to work on your first for now........
Countrywide executive team
1-800-405-0078
Please keep us posted on your progress.........
__________________ Moe Bedard
Founder LoanSafe.org "America's #1 Home Loan Forum" LoanWorkout.org "America's # Loan Modification Blog" Get My FREE Loan Modification E-Book | Please donate to LoanSafe.org | Loan Modification Training For Attorneys | Rate Your Mortgage Servicer The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer Here. |