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RefusetobeStressed · 09-10-2008, 08:11 PM

***,

Today I sent certified letter by FedEx a hardship letter to John A. Thain, the Chairman and CEO of Merrill Lynch. He will receive it tomorrow at noon. I can't do this anymore, I just can't. I thought I was stronger than I was but I've just received another tax payment that is due...AGAIN. And because they paid for my taxes and insurance last time the Step Program AHMSI have me in will not be the initial payments set out to be. Right now I am paying $4975.83 a month. It was $4196.82 at 4.7% up until April 1, 2009 which would have increased to $4773.16 at 5.7%; now it will be $5612.74; then effective 1 April 2010 it would have been $5410.27 at 7.0% but now it will be $6270.70 until paid in full.

I CAN'T DO THIS ANYMORE...I JUST CAN'T...I FEEL HELPLESS...JUST HELPLESS...I CAN'T THINK ANYMORE...I JUST WANT ALL THIS TO GO AWAY...JUST GO AWAY...But I know it won't unless I do something...I DO NOT WANT TO LOSE MY HOME.

I don't know who else to send the letter to. I can't think. I search for information here and I know it's here but my mind is racing a thousand miles not a minute but seconds and I can't find what I am looking for. I CAN'T CONCENTRATE!!!

Then to top it off I spoke with AHMSI today and she told me a letter was sent out today with intent to foreclose. I am only one month behind. I was told I could do a short sale but whose to say that will work and if Merrill Lynch will approve it. She told me if I make a payment it will give me longer to process a short sale...what did she mean?

WHAT SHOULD I DO?

09-10-2008, 08:11 PM	#3 (permalink)
RefusetobeStressed Senior Member Join Date: Jan 2008 Posts: 126 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Re: Need Address to Corporation ***, Today I sent certified letter by FedEx a hardship letter to John A. Thain, the Chairman and CEO of Merrill Lynch. He will receive it tomorrow at noon. I can't do this anymore, I just can't. I thought I was stronger than I was but I've just received another tax payment that is due...AGAIN. And because they paid for my taxes and insurance last time the Step Program AHMSI have me in will not be the initial payments set out to be. Right now I am paying $4975.83 a month. It was $4196.82 at 4.7% up until April 1, 2009 which would have increased to $4773.16 at 5.7%; now it will be $5612.74; then effective 1 April 2010 it would have been $5410.27 at 7.0% but now it will be $6270.70 until paid in full. I CAN'T DO THIS ANYMORE...I JUST CAN'T...I FEEL HELPLESS...JUST HELPLESS...I CAN'T THINK ANYMORE...I JUST WANT ALL THIS TO GO AWAY...JUST GO AWAY...But I know it won't unless I do something...I DO NOT WANT TO LOSE MY HOME. I don't know who else to send the letter to. I can't think. I search for information here and I know it's here but my mind is racing a thousand miles not a minute but seconds and I can't find what I am looking for. I CAN'T CONCENTRATE!!! Then to top it off I spoke with AHMSI today and she told me a letter was sent out today with intent to foreclose. I am only one month behind. I was told I could do a short sale but whose to say that will work and if Merrill Lynch will approve it. She told me if I make a payment it will give me longer to process a short sale...what did she mean? WHAT SHOULD I DO?