The saga and the drama continues.....here's my NEW online statement
Current Loan Information
Loan Information
Loan Number: 00xxxxxx
Property Address: 4603 xxxxxxxxxxx
xxxxxx xxxxxxx, CA xxxxx
Borrower Name:
Co-Borrower Name: ERIKA Johnson
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General Loan Information
Current Principal Balance
$586,956.31
Current Interest Rate
6.000 %
Loan Origination Date
06/13/2006
Original Loan Amount
$576,000.00
First Payment Due Date
08/01/2006
Loan Type
Conventional ARM
Maturity Date
07/2036
Payment Method
Monthly Statement
ARM Information
Scheduled/Pending ARM Information: Payment Calculation Information:
Next Scheduled Interest Rate Change Date
02/01/2009
Payment Change Frequency
006 - Payments
Next Interest Rate
*Unavailable
Interest Rate Change Frequency
006 - Payments
Next Scheduled P&I Change Date
02/01/2009
ARM Index Name
WALL STREET JOURNAL 6 MONTH LI
Next P&I Payment Amount
*Unavailable
Index Rate
2.911%
Margin
6.300%
Rounding Factor
0.125%
Payment Information
Scheduled Payment Breakdown:
Next Payment Due
10/01/2008
Last Payment Received
08/28/2008
Principal & Interest
$3,618.86
Homeowner's Insurance(s)
$136.17
County Tax
$372.18
Shortage
$48.66
Optional A & H Insurance
$37.95
Total Scheduled Payment *
$5,034.96
Payments received more than 15 days after the payment due date may require a late charge of $266.40.
* If Next Payment Due date is in the past, additional payments, charges and/or fees may be required to bring your loan current.
Outstanding Fees:
Late Charges
$266.40
*Note: Payment breakdown may not include any applicable miscellaneous charges. For additional information, please visit the make a payment page.
Year-To-Date Totals
Principal
$0.00
Property Taxes
$2,233.10
Interest
$26,040.00
Hazard Insurance
$1,634.00
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WHHHAAATTHHHFFF???? If you do the addition on the online statement, it only comes up to $4213.83 not $5034.96. I called them and they said that it will be changed and fixed within the next two weeks...we'll see about that. I e-mailed the statement to Marshall so he knows what is going on...ultimately, I have the signed and notarized modification and hopefully they have to stick to that....this is going to drive me nuts in the meantime. I think I'll call every few days until it's fixed to my liking....just another example of how you have to stay on top of these lenders (especially AHMSI)even after your modification!
