Thank you for the response and here is what paragraph 5 reads of the loan modification documents: As part of the consideration for this agreement , Borrower agrees to release and waive all claims might against the lender and or its agents and arising from any act or omission to act on the part of the lender, its agents,officers,directors, attorneys,employees and any precessor-in-interest to the note and security instrument,and which borrower contends caused the borrower damage or injury or which the borrower contends renders the note or security instrument void.,voidable,or uneforceable. This release extends to any claim arising from any foreclosure proceedings, if any, conducted prior to the date of this agreement . Borrower has and claims no defenses, counterclaims or rights to offset of any kind against lender or agent lender.

Yeah that's what i think this is just a repayment plan but why this people lied they just want you to sign the documents with a notary and they can do what ever they want with our loans .Any people that have worked with Countrywide THE HOPE TEAM PLEASE REPLY.