[Moe Bedard]

felixalynn,


A short sale is considered a pre foreclosure......and most trying to obtain one are already in default and have received the NOD..........most lenders require that the house be on the market anywhere from 60-90 days before even considering one, and most have to use it as a last resort because they have been denied any other workout options by the lender, they have lost their job, or the payment has adjusted and gone throught the roof and became unaffordable. You will have to submit a short sale package with your financials and see if the investor will consider that option...........if your lender is available today, call and see if they can get that out to you as that will be your first step along with getting the house on the market.....