Hi cruz5010,
Welcome to the forum and thank you for joining.............
You might want to wait until October 1st when the new FHA guidelines come out and see if you can qualify for an FHA loan in your name at that time......but you might have to leave your mom on the loan too.
Here is the link to the info about it and also on FHA's website you can search for and FHA approved lender in your area............
FACT SHEET: FHA TO PROVIDE ADDITIONAL MORTGAGE ASSISTANCE TO STRUGGLING HOMEOWNERS