I am calling Guaranty Bank who as my first loan and
CountryWide Home Loans who has my second tomorrow, to ask where to fax my hardship letter. I am nervous and no that it is going to be a long process, but it is better then losing my home. We were put into a lousy loan and now that the market has dropped and our adjustable loan has gone up, we are paying our mortgage late, but all other bills have not been paid, our credit is gone. any advise would be appreciated. thank you.