[alisoncg]

Now I am really confused, I called ASC this morning and spoke with a woman in Loss Mitigation. She told me that their records indicate that we were approved already for a loan mod. as of August 20th. I told her that could not possibly be the case since we have not provided any financial info. as we were told we would need to do to before being approved. She got snippy with me and told me she is just telling me what their records indicate. I went on to tell her that the last time I spoke to someone in her dept. I inquired about the possibility of reducing the interest rate since it is no longer affordable for us. I was told they would not do that unless the ARM had already adjusted once, the best I could expect is that they would lock in the current rate which she told me they have already done as of August 20th. She said the records indicate that we were approved for the loan mod. and we have a contribution amout due on this Friday of $380.57. This lock-in of the current interest rate is not going to work for us and we NEED the rate reduced in order to be able to stay in our home. I was told to expect a letter outlining the new terms any day now and if I tried to get the rate reduced, I would no longer qualify for the loan mod. Does this make sense???? Could we possibly have been approved just like that? I don't know where to go from here. I have no letter yet to tell us what is now due, just what she told me but she did say that 380.57 is due Friday. How are we supposed to get it their by Friday when we have not even received any papers yet telling us what the correct amounts are?