 Loan Mod/Chase Mortgage
I have a couple of questions concerning a loan modification that we will be trying to get with chase first of all when i got my loan two years ago i was married but my wife is on the mortgage but not the note...I was told when we apply for a modification that if we combined our net income that she would have to be put on the note/mortgage which is no problem...and both of us dont have a real high credit score at the moment...my question is when they review for modification does your score play a big part and if my wife is put on mortgage will that cost alot of money....and i have a 401k how do they look at these things when applying for mod...any and all responses are appreciated....thanxs |