I went through the Hope Now a month ago to get a loan modification. My loan is thru wf . Currently on a loan repayment plan which i can't afford. Each time you call they are so nasty and each rep says something different each time you call. They told me with a rep from Hope Now on a conference line that I must break the re-payment plan 1st. Well i did. Now what is going to happen.This is a va loan with 6% fixed. about 149,500 balance -(got layed off in March,have another job at much less pay) I heard that new housing plan doesn't come into effect until Oct. I don't trust wells fargo-I have months of late fees cause they gave me until the 29 th of the month to pay-toooo bad for me. Should i just make a regular payment in August or just wait and see what they will do? Will they start foreclosing on me right away about 1 1/2 month behind.I was just paying all the crdit card bills ands stopped paying them just tostart making mortgage payments per Hope Now which was a smart decision.
