I called Countrywide today to make sure they recieved my
hardship letter and finacial info. I was told they did get it and I was in the review process which usually takes 3-4 days according to the girl on the phone. Their website says it takes 2-3 weeks which sounds more realistic. The original guy I spoke with last week said I should have the
loan modification papers to sign before my next payment is due. That's if I'm approved. I am crossing my fingers and hopefing for the best but the waiting is killing me. It feels like I am waiting for test results for brain cancer or something.
It is good to know that at least I am in the system. My chances of approval seem to be good since I owe more than the house is worth and the only reason I wont be able to make my payments in the future is the interest rate increase. Wish me luck.