Loanmodwannabe - Thank you and yes, we must stop asking nicely and start fighting against this BS and propaganda. This thread is a start. We just need to figure a way to organize this and I think I have a great idea.
Erika - You're on the right track. We need to figure a way to make this site more of an activist site also. Meaning, more calls to action and to make it easy for the members and people to have their voice heard. Lets keep brain storming nd I need to call you today anyway.
Rudjay - Just like the FHA Secure that has helped maybe 300 people. It was supposed to help hundreds of thousands. Remember this bill was approved just days after it was announced that Freddie and Fannie are in BIG trouble.
PDressage - That is 95% of borrowers right now. So, as always, my advice is fight for a
loan modification.
angel83 - Servicers make more money by keeping someone in foreclosure so they can rack up late fees and penalties. It costs them nothing to do that and it makes them money (the longer they can keep you there). When they do a loan modification it costs them hundreds of dollars in man hours etc. to complete one. So, there is little incentive for them to help when there is more incentive not to help.
Ok, so all this time I thought it cost the lenders more to foreclose than to help, I guess I was wrong? Maybe I misunderstood something. 
925girl - Now you're talking. That is sort of my idea with the new video I did the other day as you mentioned. I actually registered the domain SavingtheDream.TV and wanted to start a video series on there as a grass roots media channel for all of us to post our video stories (horror stories). The banks cant squash us on the internet our out spend a grass roots consumer advocate machine like Loan Safe.
Imadreamer -Lets start a homeowner strike today! I have been saying that for months and agree with you 100%!
Irish Gal - Great idea on Michael Moore and I agree that he is an awesome story teller and purveyor of the truth. A mortgage strike may be the way to start this. Lets keep brain storming guys and gals. mmmmmmmm.......