Orignally i sent a RESPA letter back in dec. Pretty much the same as that other members with the phone call log. That really didnt do anything i dont think. The letter i sent the other day did i think cause i sent it to all different email addresses some are below others were faxed and letters nextday air
pressroom@countrywide.com,
david_bigelow@countrywide.com,
angelo_mozilo@countrywide.com,
chris_oltmann@countrywide.com,
vice_president@whitehouse.gov,
OCIP@do.treas.gov,
customer_service@countrywide.com,
service@naca.com
I originally took out a mortgage which was a 2/28 arm which adjusts come Feb. 1 2008 and my payment will go up 500+ dollars. Countrywide owns the loan. In October I had applied for a loan modification to fix my current rate for a certain set of time, because my wife went out of work last January due to medical reasons resulting from a twin pregnancy. The twins were born on XXXXXXXX but my wife has been unable to return to work fulltime (she only went back one day a week since child care would cost to much) I have made numerous phone calls to check status and kept on being told to call back in one week. I have phone logs to prove if you need them. Then every time I called they would ask for updated financials and I kept on telling them that it’s the same and my position didn’t change since I applied. Then when I called today 1/2/2008 A women with an attitude answered (she wouldn’t supply name but was in the workout dept) and said my file was declined and closed because financials were never updated. Meanwhile every week they asked for updated financials and I supplied it which has been the same since I started in oct. The phone call I made on dec 31st asked for updated financials too and John the representative told me my negotiator would call me today. But when I called today they said they had sent a request on the 31st to reopen my acct and it would be sent to another negotiator and start all over. I can’t wait another 3 months for this my rate adjusts Feb. 1st. I’m in a complete depression over this now. BTW I have been sending faxes and letters after each telephone call like my attorney has stated to do. Also my attorney has pointed out TILA violations and RESPA violations. Which enable to rescind the loan if I would like within 3 yrs instead of 3 days. I even asked about the President Bush proposal on loan modification for 5 yrs and was told it was joke.
P.S. This was fowarded to BBB, Vice President of US office, PA attorney General, CA ATTORNEY GENERAL, NACA, NY ATTORNEY GENERAL, MY CONGRESSMAN, FTC, ACORN, 995-HOPE, & LOCAL NEWS MEDIA
THANK YOU,