This whole Loan Modification started out on a hopeful, positive note. Although we heard nothing until we found this site, once they contacted us it was on. As stated in previous posts, my Husband was out of work and consequently, most of out bills were late on and off for a few months. We tried to speak with someone to see if we could push it out until the middle to end of July only to resume payments on 9/1/08. No luck. We call (and e-mail), reach voice mail, and leave our cell numbers to ensure reaching us, but the 2 times they returned our calls, it is to our home number (we specifically asked them not to use the home #) . which we do not get until well after business hours. This starts the phone/email tag all over.
As we did not get any response to our requests, are we done? Hope over and start packing to move? I have to say this is bazaar how long it took to get a reply then after sending the message to the e-mail list provided on this site and BAM! The papers are drawn up mad processed with no contact, update, nothing. To us, we were clear regarding our request, loss of job, etc. and it seems they just made a quick, token offer to appear they were helping but not really concerned in a solution. I can't believe they want my home -$175.00 in lost equity in a foreclosed laden part of California. I believe we are the 2nd highest in the nation.
Is there anything else we can do? Out date to have the good faith money, $2414,75 was due today by certified funds. We needed our stimulus check to have the funds and still have food, gas, etc. which we also received today. If we had paid the payment today, we then owed our regular monthly payment starting 8/1/08, basically another $2,500 in 2 weeks. This is so stressful.....
