| surplus / chase modification i want to thank everyone who has been helping us!!!!i have a question on surplus that *** has answered!!but read on another site that stated a surplus on a interest rate you can afford....im a little confused is the surplus on existing interest or a lower interest !!i was told if you cant afford current interest you dont qualify for a mod!!!cause im reading alot of success stories on chase mods lowering interest rates...did these customers have a surplus of 100-250 on their higher interest rate or a surplus on a rate that they can afford at this time???thanks |