| Re: Ohio Homeowner Fights Foreclosure and Lives Payment Free for 11 Years
The delay begins with a proposed workout. If you are attempting to negotiated in good faith , they are very unlikely to move you to loss mitigation. Also, Freddie and Fannie guidelines require the lender to inquire about a workout and delay foreclosure until the third month after the first missed payment.
A good defense begins with a good offense. Review your docs and find those TILA and RESPA violations. It is really hard to foreclose when the mortgage has been revoked! |