[Moe Bedard]

chichi.........

All you can do is send them the proof of the income that you have in Sept if they will take it then............. as they will require it in check stubs and bank statements and in some cases credit reports.............

the income is based on the household and anyone in it that is earning income.........you would need to have the surplus at the end of the month ........and it is up to the investor on your loan as to whether or not they are going to modify it...............you just need to go through the process and give them your information so that they can tell you what options you have.........on your loan..............everyones is different..........

Chase is not lowering principle balances..............and the type of modification that they are able to offer you will be given by the investor.....