I am in the hotel industry too.........so I can relate........the economy has caused the industry to slow down quite a bit this year.........
If you are able to show the surplus then what you can do to get started on a modification is to put a hardship letter into the body of an email be sure to include your loan number and contact information (there are examples in the Homeowner Toolbox to the left of the forum) then you need to send it to each of the email addresses below...........that should get you to the right dept. to start the process...........
Hope this helps you.........
Please keep us posted on your progress........
Workable Solutions
Ph 1-800-926-9783
Fax 1-301-696-4473
bill.beckmann@citi.com (President and COO CitiMortgage Inc.)
sharon.green@citi.com (Home Retention Assistant Manager)
hala.farid@citi.com (VP-Deputy Director Homeownership Preservation)
Vikram.pandit@citi.com (The CEO of Citigroup)
Mwarner@citirl.com dgutierrez@citirl.com asotelo@citirl.com nmassarelli@citirl.com KRader@citirl.com rgeorge@citirl.com