[MostSerene1]

Hi Cat,

Please forgive me, but I don't understand. There is no investor, no one has made even the slightest hint of an offer since April.
And I have not received a hardship letter from Countrywide; they won't even talk to me on the phone. And they don't have my email address to send me anything that way. Aren't they supposed to send things thru the postal service? Oh God, what if I deleted it out my junk mail folder without realizing?? But how would they know to send me a hardship letter if I'm not late yet?
I'm sorry if I sound ignorant, but truly, I am. I honestly don't know what to do, where to go or how to help myself. I know I sound incredibly stupid, but please..........don't abandon me. I'm a smart girl and I can learn quickly. Please, please guide me.

Serene