[alikeith]

Shannon,
Quick Question for you.

I see that the investor on your loan is Bank Of New York. When you were given your mod, did they mention anything to you about only being able to have one modification? I too have Bank Of New York as the investor, and am trying to get a mod as well. I had one about a year ago, and we have fallen into hard times...again! At the time of the first mod, they stated we could only have one mod during the life of the loan. Just curious if anything was said. I see Andrew had mention that Bank of New York lets Countrywide have the last say on the mods, so maybe that will be to my advantage.

So you had to provide bank statements? Previously we did not have to do that. Do they really look them over?

Ali