Wow - that sucks. This all seems unfair. If they told me in January, I had not chance in hell of getting them to freeze the rate, maybe I wouldn't be sooo mad. But to string us along like this...........
I am not going to miss a payment, even if I have to get a night job. I brought up two kids by myself with no child support in the mid-1990's and had to foreclose and claim bankruptcy. It has taken my 10 years plus to make my credit good again - I can't go thru that again.......besides I LOVE MY HOUSE..........
