[schwefls]

I am glad Nole treated you well, he is a dream, as far as Litton goes, my guess is that your monies are either being returned or are in suspense, have you checked your online account. This will show if the monies are in suspense. How long ago did you mail the monies? They could be on there way back to you. As far as the foreclossure I am sorry to hear that but, Nole will come through for you, he came through for me after a year of denials. What is your interest rate now? How much are your arreages? I ask because if they compare to mine you might be able to get an idea of your down payment as I would have no problem comparing figures with you, only if you would like. However, we must keep in mind that the investors make the final decision not me, you or Nole. Did you fax the docs back to him yet? When you do ask him to call you to confirm they were received and he will call you back to confirm receipt. Nonetheless, I am sure this will have a positive ending I have faith in him. Let me know what else I can do to help, always here for you