[HelpnAZ]

Thanks so much for the info on how to pay them. I am in the process of loan modification. I did not receive a bill because they had the wrong address so I am 10 months behind 11 including this month. I have now paid them for the last 11 months. The payment will post on the 7th I will check online with countrywide to see that it has been made and will continue to make payments this way. Does anyone know if foreclosure has not started but you are in the beginning of loan modification and are current on your payments can they still start foreclosure because you where so late. I would think that because they waited this long before calling us to resolve this that they are not in a hurry to foreclose.