I spoke to
CW, loan retention team this morning re: paying the $5K tomorrow and why would I need to do that if I hadn't been approved for a modification. The CSR didn't believe that was right but checked with his supervisor and came back and said that yes, I needed to send the money in. The person I got the call from Friday, Robert Tait, yes, is in collections but supposedly the investor, Duetsche has asked for the downpayment, even though a modification is not guaranteed. Robert Tait can shutdown the modification, along with the negotiator if I don't make the payment.
I called them again late this afternoon to see if I could get a couple more days to come up with the money. The CSR I spoke to this time told me to hold on to my money until the modification is approved. I had her check with her supervisor and they both agree, not to send the money, regardless of what I was told this morning. Even though she can't/won't email me her advice, she did email the negotiator, Henry Guzzman, to tell him and his supervisor they have advised me to hold off on sending the money until the mod is approved.
***, I'm starting on your list of numbers now! WOW, what a company.