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amorgan1604 · 04-24-2008, 09:52 AM

I had a significant decrease in income over the last year. After exhausting my 401(k), saving, and consolidating debt I am out of options. Have alwasy been current on my mortgage. I was contacted by countrywide to provide hardship letter and financial information for possible loan modification. Question:

1. Does anyone have sample hardship letter for someone asking for a modification due decrease in income?

2. Does anyone have experience getting a modification due to decrease income? What was your experience?

04-24-2008, 09:52 AM	#1 (permalink)
amorgan1604 Member Join Date: Apr 2008 Posts: 11 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Loan Mod Countrywide SUCCESS!! I had a significant decrease in income over the last year. After exhausting my 401(k), saving, and consolidating debt I am out of options. Have alwasy been current on my mortgage. I was contacted by countrywide to provide hardship letter and financial information for possible loan modification. Question: 1. Does anyone have sample hardship letter for someone asking for a modification due decrease in income? 2. Does anyone have experience getting a modification due to decrease income? What was your experience?