[kimbear565]

Thanks for the advice, I need all the help I can get. My loan was supposed to go to 9%, but when I called she said she could modify it to the original 6% and if I made the four payments then they would review me to make the 6% fixed the rest of the loan. I called just before starting to make the 9% payments, I have only been doing the 6%, so when ever I make a payment it goes into a suspense account and then they would take out the 9% payment, so now it looks like I am one month behind. I called twice today and they both said I should get a letter before May 15. The second one told me that I should not make a payment until everything is finalized and she noted it my file. I logged it into my log, and got her name and Id#. She also says there is a letter on a way to me stating that I am in the review process, I have some proof that we are in a loan modification. I did try to get the nameof the loan neg, she said that there is someone working on my case but no note right now on who it is. Next time I call which will probably tom or Monday I am going to insist on a name. Even the first person I talked to said to keep calling at least every other day to check on the status. I am going to keep calling and hope that I get good news before May 15.