needingsomehelp - Wow! thanks for the information. I have a meeting scheduled Monday with a bankruptcy attorney and I'm afraid their advise will be to file for Chapter 13. It's their business.
I wish I knew of some other type of attorney that could help me reply to this summons and general advice, as a foreclosure date has not been set, according to
CW, but my time is running out with regards to the summons.
With what I'm seeing on these threads,
CW does not move too quickly on these modifications and I'm afraid we'll miss the boat.
I hope you're situation works itself out though!