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Old 11-08-2009, 05:27 PM   #14 (permalink)
gmorgan
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Re: Qualifications for modification

Quote:
Originally Posted by imlars
When you signed your mortgage contract you signed
a legally binding contract. By defaulting on your loan you have
broken that agreement.
I don't know why you think that I did, but I am current on the
payments and have no intention of defaulting. I can sell the
house, satisfy the terms of the loan, the real estate brokers,
and everyone else.

Quote:
Originally Posted by imlars
The lender does not have a legal obligation to do anything for you.
No. They do not.

I would think that they would want to minimize their risk, however.
They don't know that I won't walk. Lots of people are and are better
off for doing so.

As has been pointed out, they cannot touch my IRA money.

I could just live where I am, deplete the taxable money and then
walk. I could use it to buy a couple new cars, and other stuff
then live there until the police say you have to go.

Also, the country does not need another home on the market.
It's going to have one in another month or so. It's too bad.
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