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Old 11-06-2009, 06:41 PM   #13 (permalink)
imlars
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Re: Got paperwork UPS!! ...small discretion...technicality?

Quote:
Originally Posted by TLuster View Post
Hello All....
I got the paperwork for our Trial Payments today! We were told over the phone that our first trial payment would be November 1st. The paperwork says the first payment is due Dec 1st.
I freaked out because we made our last full payment October 15th and since they wanted the firstst trial on Nov 1st we are short on money due to timing of our next paycheck. We borrowed money from so we wouldnt miss that first trial payment.
THEN I REMEMBERED....from my research on this site the lender can't ask for the 1st trial payment for at least 30 days from the date of your last payment. Since we paid the OCT 15....thay can't ask for it until DEC????? Am I correct? If I am, what do we do? Skip the Nov payment?
Anyone have this experience?
Thanks for your help.....Mamabear
Go by the paperwork. Verbal doesn't hold up in court. Send a certified check or money order along with the agreement and all of the financial documents that they ask for. Keep a copy of the tracking number on the return label and you can get proof of delivery online.
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