 Call 1-888-995-HOPE to Stop Foreclosure
[B][SIZE=2]This is from the [/SIZE][URL="http://www.995Hope.org"][SIZE=2]www.995Hope.org[/SIZE][/URL][SIZE=2] website. "The Homeownership Preservation Foundation" Call them to help you [URL="http://www.loansafe.org"]stop foreclosure[/URL]![/SIZE][/B]
[B][quote] <H2>Worried About Foreclosure?[/quote][/B][quote]
If you feel like you may be in danger of facing foreclosure, the time to call [URL="http://loanworkout.org/2007/09/29/995-hope.aspx"]888-995-HOPE[/URL] is now - Homeowner's HOPE™, a counseling service provided by the Homeownership Preservation Foundation, can work with you to find a solution. The sooner you call, the sooner you can regain your peace of mind. Remember, you're not alone. Millions of people across the United States have trouble with their mortgage every year. Since 2002, our counselors have provided advice and education to more than 100,000 homeowners.
[B]We Can Help[/B]
Through our 888-[URL="http://activerain.com/blogsview/220624/995-HOPE"]995-HOPE[/URL] hotline, the Homeownership Preservation Foundation has a single mission: to help homeowners avoid foreclosure. We are an independent nonprofit that provides HUD-approved counselors dedicated to helping homeowners.
The help we offer is free.
Our counselors are experts in foreclosure prevention and trained to set up a plan of action designed just for you and your situation. When you talk to us, you won't be judged and you won't pay a dime. That's because we don't just offer general advice - we help you take action. Counselors will arm you with education and support that assists you in overcoming immediate financial issues...at no cost to you.
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The popular homeowner hotline [FONT=Arial][FONT=Verdana][SIZE=2]received more than 14,000 calls during the first quarter of 2007, a 30 percent increase over the fourth quarter 2006. More than 25,000 homeowners called the hotline in all of 2006. In April they were receiving over 300 calls a day. The hot line counseled 15,207 people in the second quarter, analyzing their budgets in detail. Of those, 26 percent were told they might qualify for a loan workout, according to Tracy Morgan, a spokeswoman for the group. Another 28 percent were told to try to improve their budgets then seek a workout. [/SIZE][/FONT][URL="http://www.sfgate.com/cgi-bin/article.cgi?f=/c/a/2007/09/13/MNJ8S1FKC.DTL&hw=Lenders+talking&sn=001&sc=1000"][FONT=Verdana][SIZE=2][COLOR=#000000]source San Francisco Chronicle[/COLOR][/SIZE][/FONT][/URL]
[FONT=Verdana][SIZE=2]That was then and in only 5 months and now they are reporting over 1,000 calls per day in this [/SIZE][/FONT][URL="http://money.cnn.com/2007/09/26/real_estate/free_help_for_foreclosures/index.htm?section=money_latest"][FONT=Verdana][SIZE=2][COLOR=#000000]CNN Money report[/COLOR][/SIZE][/FONT][/URL][SIZE=2][FONT=Verdana]:
Here are some quotes from that article:[/FONT] [/SIZE][/FONT]
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[I][FONT=Verdana][SIZE=2]"Tracy Morgan is a spokeswoman for the [/SIZE][/FONT][/I][URL="http://www.995hope.org/"][FONT=Verdana][SIZE=2][COLOR=#003399][I]Home Ownership Preservation Foundation[/I][/COLOR][/SIZE][/FONT][/URL][I][FONT=Verdana][SIZE=2], which operates a foreclosure hotline (1-800-[URL="http://loanworkout.org/2007/09/29/995-hope.aspx"]995-HOPE[/URL]) for Neighborworks. Last year, she said, the hotline handled about 75 calls a day nationwide. By June, 2007, the number ballooned to 750. For this September, the average day has brought about 1,300 calls.[/SIZE][/FONT][/I]
[I][FONT=Verdana][SIZE=2]"Morgan traces most of that increase to the subprime meltdown. California, where a high percentage of mortgages were subprime adjustable rate mortgages (ARMs), has become the number one caller state."[/SIZE][/FONT][/I]
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[I][FONT=Verdana][SIZE=2][B][FONT=Verdana][SIZE=2][I]"Counseling Overview[/I][/SIZE][/FONT][/B]
[I][FONT=Verdana][SIZE=2]The counselors for the 888-995-HOPE hotline are provided by five leading HUD-approved nonprofit allies - [/SIZE][/FONT][/I][URL="http://auriton.org/"][I][FONT=Verdana][SIZE=2][COLOR=#000000]Auriton Solutions[/COLOR][/SIZE][/FONT][/I][/URL][I][FONT=Verdana][SIZE=2], [/SIZE][/FONT][/I][URL="http://www.cccsatl.org/"][I][FONT=Verdana][SIZE=2][COLOR=#000000]Consumer Credit Counseling Services of Atlanta[/COLOR][/SIZE][/FONT][/I][/URL][I][FONT=Verdana][SIZE=2], [/SIZE][/FONT][/I][URL="http://www.cccssf.org/"][I][FONT=Verdana][SIZE=2][COLOR=#000000]Consumer Credit Counseling Services of San Francisco[/COLOR][/SIZE][/FONT][/I][/URL][I][FONT=Verdana][SIZE=2], [/SIZE][/FONT][/I][URL="http://www.novadebt.org/"][I][FONT=Verdana][SIZE=2][COLOR=#000000]Novadebt[/COLOR][/SIZE][/FONT][/I][/URL][I][FONT=Verdana][SIZE=2], and [/SIZE][/FONT][/I][URL="http://www.credit.org/"][I][FONT=Verdana][SIZE=2][COLOR=#000000]Springboard Nonprofit Consumer Credit Management[/COLOR][/SIZE][/FONT][/I][/URL][I][FONT=Verdana][SIZE=2]. [/SIZE][/FONT][/I]
[I][FONT=Verdana][SIZE=2]Counselors are certified and trained to set up a plan of action designed just for you and your situation. Spanish-speaking counselors are also available. When you talk to us, you won't be judged and you won't pay a dime.
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[I][FONT=Verdana][SIZE=2]We don't just offer general advice - we help you take action. Representatives will arm you with education and support that assists you in overcoming immediate financial issues."
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[SIZE=2][IMG]http://www.995hope.org/content/img/global/hope_banner.gif[/IMG] [/SIZE]
[B][FONT=Verdana][SIZE=2]Things you should know from the 995 HOPE website.[/SIZE][/FONT][/B]
[B][FONT=Verdana][SIZE=2]Homeowner's HOPE provides free counseling - we do not do refinancing, down payment assistance or provide loans. But we can connect you with local nonprofit resources that provide different kinds of assistance.[/SIZE][/FONT][/B]
[FONT=Verdana][SIZE=2]Although we have an excellent working relationship with many of the nation's largest mortgage companies, we cannot force a mortgage company to eliminate debt, forgive payments or dictate solutions.[/SIZE][/FONT]
[FONT=Verdana][/FONT][FONT=Verdana][SIZE=2]We are here for you 24 hours a day, seven days a week. Most importantly, we want to help. Remember, the sooner you make the courageous decision to call us, the more we can do to help you right your financial ship.
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[FONT=Verdana][SIZE=2]About the Homeownership Preservation Foundation[/SIZE][/FONT][/B]
[FONT=Verdana][SIZE=2]The Homeownership Preservation Foundation (HPF) is a Minneapolis-based 501(c)(3) nonprofit dedicated to reducing foreclosures and preserving homeownership for American homeowners. The Foundation was formed in September 2004 with a $20 million seed contribution from GMAC ResCap (Residential Capital, LLC), one of the nation's largest real estate finance companies. The Foundation partners with city, county and state governments; federal government agencies; community-based non-profit organizations; and mortgage companies to offer creative solutions to preserve homeownership. For more information about the Homeownership Preservation Foundation, please visit [/SIZE][/FONT][URL="http://www.hpfonline.org/"][FONT=Verdana][SIZE=2][COLOR=#000000]http://www.hpfonline.org[/COLOR][/SIZE][/FONT][/URL][FONT=Verdana][SIZE=2].[/SIZE][/FONT]
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