Loans, Debt & Credit - View Single Post

caldwellb02 · 11-01-2009, 08:48 AM

I agree that I would be toast without the voice and answers and encouragement I have found on this forum. I have been strangely and wonderfully not depressed the last two days. Forgot how that felt. Swiller is right - there comes a time when it is time to walk away and we/you will be fine renters.

that said, I knew there were guidelines for the value of the loan, but didn't know there were upper limit guidelines for income. that's a new one on me. the banks are really screwing with us.

And continuing to fight but knowing you'll be okay if you lose is a helpful attitude. Actually, the more we fight the more we win, because there are some things that have been happening lately that are definitely the result of consumers like us screaming to all corners of this nation saying "enough is enough." I'm not saying change is coming tomorrow - but i think it could come but only only if we keepup the fight, and I agree with MZ re: the knowledge that we did everything we could will help in the end.

Y'know if I lose my home I am NOT giving this up. I am worried about my kids and grandkids. If the banks continue to have this much power now, just think how much more they can get in the future. this has got to stop!

11-01-2009, 08:48 AM	#9 (permalink)
caldwellb02 Senior Member Join Date: Nov 2008 Location: Northern CA Posts: 3,015 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Re: Chase denied me, i need advise please! I agree that I would be toast without the voice and answers and encouragement I have found on this forum. I have been strangely and wonderfully not depressed the last two days. Forgot how that felt. Swiller is right - there comes a time when it is time to walk away and we/you will be fine renters. that said, I knew there were guidelines for the value of the loan, but didn't know there were upper limit guidelines for income. that's a new one on me. the banks are really screwing with us. And continuing to fight but knowing you'll be okay if you lose is a helpful attitude. Actually, the more we fight the more we win, because there are some things that have been happening lately that are definitely the result of consumers like us screaming to all corners of this nation saying "enough is enough." I'm not saying change is coming tomorrow - but i think it could come but only only if we keepup the fight, and I agree with MZ re: the knowledge that we did everything we could will help in the end. Y'know if I lose my home I am NOT giving this up. I am worried about my kids and grandkids. If the banks continue to have this much power now, just think how much more they can get in the future. this has got to stop!