Loan Modification Forum - LoanSafe.org - View Single Post

Redeemed · 03-26-2008, 04:34 AM

Morning ***:

Yes, you are correct. I was NOT behind on payments when the foreclosure was filed. due to Chase sloppy accounting, they informed HSBC that I was behind. Canceled checks and bank statements prove these payments were received and cashed by Chase.

So why the Modification......I'm not sure, Chase sent me a letter pursuant to Project Lifeline. It is an adjustable mortgage. Basically, if all this drama can be stopped/assisted with a modification and fixed rate, I think that would be wise of me to persue?

To date I have done all my own motions and filing with the court, appearing Pro Se. I am a Paralegal and have been able to get guidance from some attorney friends as far as the Motions are concerned, however, none of them practice in the area of foreclosure. I will be requesting an evidentary hearing and Mediation.

What I can't loose sight of, is the fact that the foreclosure was filed without a valid cause, which remains my factual defense. Surely, people don't loose their homes due to plaintiff's accounting mistakes.

03-26-2008, 04:34 AM	#31 (permalink)
Redeemed Member Join Date: Mar 2008 Posts: 24 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Re: HSBC/CHASE Nightmare!! Morning ***: Yes, you are correct. I was NOT behind on payments when the foreclosure was filed. due to Chase sloppy accounting, they informed HSBC that I was behind. Canceled checks and bank statements prove these payments were received and cashed by Chase. So why the Modification......I'm not sure, Chase sent me a letter pursuant to Project Lifeline. It is an adjustable mortgage. Basically, if all this drama can be stopped/assisted with a modification and fixed rate, I think that would be wise of me to persue? To date I have done all my own motions and filing with the court, appearing Pro Se. I am a Paralegal and have been able to get guidance from some attorney friends as far as the Motions are concerned, however, none of them practice in the area of foreclosure. I will be requesting an evidentary hearing and Mediation. What I can't loose sight of, is the fact that the foreclosure was filed without a valid cause, which remains my factual defense. Surely, people don't loose their homes due to plaintiff's accounting mistakes.