| Re: Do not call the # on Citi site, and do not try a modification if you are current! Sounds so Familure, been there done that, now the NACA is a long wait, still waiting and waiting, but I denied the first MOD when thery said if I was denied I would have a balloon payment at the end, and yes they refused to send me the paperwork first so I could read what I was agreeing to.. But welcome the the waiting club, I do hope you get it done faster than the many of us still awaiting |