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GailCorr · 10-24-2009, 09:51 AM

I applied for a mod in April '09 after 7 months of a substantial cut in salary. Chase jerked me around( Like everyone else) for 6 months-- resending , faxing etc , etc.
In Sept I was laid off. They then denied me : first time : for not a permanent hardship and too much equity. When I questioned them , they resubmitted and denied me again because I do not have a job and no income. They have refused to accept ue as income and refuse to do anything for me. Told me I can reapply when I have a job . P.S . I am current. I have no savings left. UE will not pay the mortgage , let alone anything else . How are you able to mod being laid off?

10-24-2009, 09:51 AM	#6 (permalink)
GailCorr Member Join Date: Sep 2009 Location: Northern NJ Posts: 15 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Re: Loan Mod and Laid off I applied for a mod in April '09 after 7 months of a substantial cut in salary. Chase jerked me around( Like everyone else) for 6 months-- resending , faxing etc , etc. In Sept I was laid off. They then denied me : first time : for not a permanent hardship and too much equity. When I questioned them , they resubmitted and denied me again because I do not have a job and no income. They have refused to accept ue as income and refuse to do anything for me. Told me I can reapply when I have a job . P.S . I am current. I have no savings left. UE will not pay the mortgage , let alone anything else . How are you able to mod being laid off?