During my trial payments with Saxon, they reported me delinquent... even though at the beginning of the trial, we had not missed a payment. Credit score went way down........
I called yesterday, and they told me there was a notation that my credit report had been "fixed". I haven't pulled it yet to verify. The rep said that is a good sign since he typically doesn't see them fixed unless a permanent mod is in the works... hope he is right.
We just made the 5th trial payment (October) & are told 11/1 we should start our permanent modification, although we still do not have the final paperwork in hand!?