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kymmer116 · 10-16-2009, 09:12 AM

[QUOTE=monicajean;138770]In late August received letter that AHM wanted us to attempt to qualify for the HAMP program. We had been working with NACA. This letter said "we have a mod request in front of us (I'm assuming that is NACA's proposal) but wish to work directly with you". Called NACA - they said to go ahead with sending AHM the paperwork. That when we get the proposal for the trial period to let NACA see it (which we will do). But I have some questions. First - we sent in our 'packet' in late August and still haven't heard anything. I got a call about a month ago (recording) that said 'we sent you a packet that we haven't gotten back" So I called. The lady on the line (not my negotiator - don't know who that is) told me they did got the docs on Aug 28 and that it was in "status - processing" and had been contracted out to India and not to be concerned about the calls - that they are automatic. I'm still getting those calls about once a week. It's been almost two months now. I've seen others state they got their 'proposal' so much faster. I'm also concerned about being denied after the trial. It is not going to kill us to lose our home. We'll just rent and start over in a few years. But if the trial period goes by then we get denied - should I have NACA take over again? Would that buy us more time? Thanks for any advice.[/QUOTE

Have you been calling them? If not you NEED to call at the very least 2x's a week and keep on top of everything. Speak w/Ms Drakes office, leave messages daily until you get a response back.

As I am worried about also not getting perement assistance after the trial period and that it does seem that you can't find anyone who has I've come up w/this to help "ease" my fear's... It was just opened up in late July to all non gov backed loans and that it seem's that no has completed the trial period as of yet. I'm hopeful that within the next few months we'll see more sucess stories. Please don't get me wrong I am very nervous/worried about being denied, BUT I also can not live my life over the next 4 month's in complete panic or stress over it right now.

10-16-2009, 09:12 AM	#3 (permalink)
kymmer116 Senior Member Join Date: Jan 2008 Posts: 157 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Re: Weird Mod Situation [QUOTE=monicajean;138770]In late August received letter that AHM wanted us to attempt to qualify for the HAMP program. We had been working with NACA. This letter said "we have a mod request in front of us (I'm assuming that is NACA's proposal) but wish to work directly with you". Called NACA - they said to go ahead with sending AHM the paperwork. That when we get the proposal for the trial period to let NACA see it (which we will do). But I have some questions. First - we sent in our 'packet' in late August and still haven't heard anything. I got a call about a month ago (recording) that said 'we sent you a packet that we haven't gotten back" So I called. The lady on the line (not my negotiator - don't know who that is) told me they did got the docs on Aug 28 and that it was in "status - processing" and had been contracted out to India and not to be concerned about the calls - that they are automatic. I'm still getting those calls about once a week. It's been almost two months now. I've seen others state they got their 'proposal' so much faster. I'm also concerned about being denied after the trial. It is not going to kill us to lose our home. We'll just rent and start over in a few years. But if the trial period goes by then we get denied - should I have NACA take over again? Would that buy us more time? Thanks for any advice.[/QUOTE Have you been calling them? If not you NEED to call at the very least 2x's a week and keep on top of everything. Speak w/Ms Drakes office, leave messages daily until you get a response back. As I am worried about also not getting perement assistance after the trial period and that it does seem that you can't find anyone who has I've come up w/this to help "ease" my fear's... It was just opened up in late July to all non gov backed loans and that it seem's that no has completed the trial period as of yet. I'm hopeful that within the next few months we'll see more sucess stories. Please don't get me wrong I am very nervous/worried about being denied, BUT I also can not live my life over the next 4 month's in complete panic or stress over it right now.