Mary Salzer

  

RESMAE is closed, shut down, imploded....HSBC bought a lot of mortgages from them at one time...the reason that you receive the mailers is that the original Deed of Trust filed on the property is in RESMAE's name....they pick that off the public records and send you the mailer.....they buy lists from the title company with that outdated data on them, the mailer lists do not go any deeper in the process than the original lender of record....RESMAE.

The lost note issue is great if you have the time and the energy to pursue it, however, the courts will reissue affirmation in most cases, there are a few in certain states that have required the note original, in the system....that is not the norm and certainly as much as I would like to say that it will solve everyone's problem, not necessarily the case. If you pursue a lost note, you really need to obtain legal counsel to assist you. They too will tell you that it is a very, very long shot that the lost note issues will assist you in a foreclosure situation as the courts are far more prone to error on the side of the lender/servicer and reaffirm the Note when the original is missing....9 times out of 10 mind you.