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Old 10-07-2009, 06:18 PM   #29 (permalink)
CHANLY
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Re: Chase Modification after Chapter 13 confirmation Florida

UPDATE: I finished my trial payments july-aug-sept and called to see what's next. was told that they are behind and I needed to continue making payments until probably december before i hear anything. I asked what if there was any paperwork I needed to get together in the meantime and was told last 2 bank statements and paystubs. Then on oct 6 i got a fedex that says:
YOUR MODIFICATION IS AT RISK - URGENT RESPONSE NEEDED!
Thanks for participating in the MHA program. Under guidelines you are required to submit certain documentation and the deadline has passed however you have been given a one time extension to submit the information. Our records indicate that you have not yet provided some or all of the documents listed below: (Pay stubs, Bank statements, proof home is occupied, IRS Form, Signed hardship affidavit)
The packet had a cover letter to fax and a return envelope to Fedex. Nowhere does it tell me when the deadline of the 'one time extension' is. I called and was told that this letter was sent to everyone, they could see in my file that I had submitted that info and I just needed to send updated paystubs and bank statements. So..I am getting that together to send out tomorrow and will hope for the best. The guy I talked to also mentioned there was a 'work out' plan so I hope that means good news is coming. So Chase has drafted this letter to everyone basically telling them that they have not submitted in time but that Chase is allowing an extension, what a bunch of BS! BTW the packet also included three more payment coupons.
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