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Originally Posted by shay01  Ok Guys so got a call from neg today DENIED again he said my partial claim amount is over the limit. I have no idea what all that means. He said something like the limit is 115K and mine is 178K which means I am over 60K. So there it is nothing they can do said i just dont qualify for FHA HAMP. So i called the OOP office back and the lady said she will refer my file to a different neg to see what i can qualify in house. I dont know what I am going to do. Does anyone know if any in house MODS are just as good as the hamp ones. I know that a special forbearance will not help as that is short term and sometimes makes the payments higher. So if they dont give me a decent in house MOD I am pretty much screwed there is nothing else i can do. Does any one have any suggestions or input. I am at the end of my rope here. |
Shay, here's a good explanation. I don't know your exact numbers, but this explains the parial claim piece and how it is supposed to work...
http://www.wchra.com/Foreclosure/FHA...%208-12-09.pdf