Loans, Debt & Credit - View Single Post - On MHA trial plan but lost paperwork HELP

simplym · 10-06-2009, 07:58 PM

Hi guys,

I am writing to you on behalf of my mother. She has completed the first trial payments on 9/1/09 under the MHA plan. They told her to continue sending in her payments and even sent in stubs to do so? Mind you I think I am getting this information crossed eh because I am not too involved in this since its such a headache. I have a three kids to take care of at home including the husband LOL and that's enough of a headache in itself for me.

However, I have been keeping tabs off and on again on my mothers case. Recently, well yesterday she received a letter via fedex from the guy at Chase that she is working, some guy named Jackson??? But well the letter states that they are going to cancel her mod if she doesn't send in a Hardship Affidavit and the IRS form, mind you this is the second time she has sent this. They say they never received it on 6-26-09, what I don't get is why would they approve a TRIAL Payment plan if the had not received the forms?

Is this normal protocol for Chase or is it safe to say Chase lost the paperwork?

I am just worried for my mom and know that chase is now denying mods. I hope everything works out for everyone, I really dislike this bank and to think I bank with this people thanks to that wamu merger.

It's like they take our tax money to buy out banks, cut down our credit lines, which then lowers our credit scores, consumers can't purchase goods due to the lower credit limits, then the stores are performing badly and start laying off people and you are left with people who have mortgages who now can't afford to pay their mortgage and have them run back to their banks and ask them for a helping hand. And I thought that lawyers were considered to be snakes, I tell you.

10-06-2009, 07:58 PM	#1 (permalink)
simplym Member Join Date: Sep 2008 Posts: 7 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	On MHA trial plan but lost paperwork HELP Hi guys, I am writing to you on behalf of my mother. She has completed the first trial payments on 9/1/09 under the MHA plan. They told her to continue sending in her payments and even sent in stubs to do so? Mind you I think I am getting this information crossed eh because I am not too involved in this since its such a headache. I have a three kids to take care of at home including the husband LOL and that's enough of a headache in itself for me. However, I have been keeping tabs off and on again on my mothers case. Recently, well yesterday she received a letter via fedex from the guy at Chase that she is working, some guy named Jackson??? But well the letter states that they are going to cancel her mod if she doesn't send in a Hardship Affidavit and the IRS form, mind you this is the second time she has sent this. They say they never received it on 6-26-09, what I don't get is why would they approve a TRIAL Payment plan if the had not received the forms? Is this normal protocol for Chase or is it safe to say Chase lost the paperwork? I am just worried for my mom and know that chase is now denying mods. I hope everything works out for everyone, I really dislike this bank and to think I bank with this people thanks to that wamu merger. It's like they take our tax money to buy out banks, cut down our credit lines, which then lowers our credit scores, consumers can't purchase goods due to the lower credit limits, then the stores are performing badly and start laying off people and you are left with people who have mortgages who now can't afford to pay their mortgage and have them run back to their banks and ask them for a helping hand. And I thought that lawyers were considered to be snakes, I tell you.